While many hope that the government taking over Fannie and Freddie would be an instant market cure, many more are skeptical. Barry Ritholtz, the CEO and director of equity research at Fusion IQ, says that "This isn't curing the patient. This is preventing the patient from developing a new problem he can't survive,". Some of the major issues with the market is that there is a pile up of homes waiting to be sold and the amount of keeps increasing. It is unlikely that all of those homes will be sold soon or that the amount of foreclosures will decrease as unemployment is also going up as the amount of jobs available are decreasing. Low levels of home buying, affects brokers, builders, lenders and any other profession linked to housing. Dean Baker, the co head of the Center for Economic and Policy Research, says that "Now we have a recession,". House prices are actually falling at a rate not seen since the Great Depression.

The main factor that the government running of Fannie and Freddie should help is to lower mortgage rates. It will hopefully lower the gap seen between the Treasury bills and mortgage rate, the current large gap due to investor fears and increasing mortgage defaults. It is expected that additional funds will be provided to mortgage lenders in order to boost new circulation in the market.

Things are going to take time, but at least strategies are being planned and tested. Timothy Speiss, the head of the wealth management division at Eisner LLP, reflected that, "You're going to have to work through all those other issues in order for there to be a meaningful recovery,...But this is a significant step in the right direction: improving credit availability and affordability."