Moody´s Investors Service, a credit rating agency, is looking into downgrading Fannie Mae´s financial strength rating of a B+. They are considering doing this due to Fannie Mae having lost almost $3.6 billion in the end of 2007 and over $2.1 billion for the year, as well as having a large number of delinquent loans and bad interest rate deals.

The ratings given by Moody´s represent a financial institution´s possible need to require financial aid from 3^rd parties in order to continue operating. Moody´s also thinks that it is highly likely for Fannie to have large losses in the first part of 2008 and a possible big net loss for the year. Moody´s says that, "This loss exceeded our expectations and represents a significant deterioration of surplus regulatory capital,".

One measure that could assist Fannie Mae is if the federal regulator decreases their requirements, which is up for discussion.